Microsoft Office
SAJED SHARIF
Actuary | MS | CMA
Summary
Experienced actuary with 8 years in the field, including 5 years in actuarial consultancy. Expertise in studying and reviewing actuarial reserves for 15+ insurance companies. Proficient in VBA, SQL, and Excel, enhancing efficiency and accuracy in actuarial tasks.
Overview
10
10
years of professional experience
2020
2020
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Data Base Engineer
I.E. Muhanna & Co.
09.2024 - Current
- Developed an automated tool to streamline the data upload process from Excel to SQL, performing robust data validation checks directly within SQL.
- Generated comprehensive error summaries to ensure data integrity, conducted data reconciliation with financial statements, and executed statistical analyses to support accurate reporting.
- Construct the run-off triangles and to estimate the IBNR bases on chain Ladder (paid and incurred) method , Ultimate Loss ratio Method, BF method.
Actuarial Consultant
Talal Abou-Ghazaleh Organization
01.2023 - Current
- Expertise in conducting comprehensive actuarial studies across various insurance business lines.
- Proficient in managing IFRS 17 projects and maintaining robust actuarial models compliant with standards.
- Skilled in performing critical peer reviews of external actuarial reports, assessing methodology validity and result accuracy.
- Quarterly preparation of succinct actuarial analyses to reconcile estimated outcomes with actual results.
Instructor
Birzeit University
10.2022 - Current
- Teaching Actuarial Science Courses: Interest Theory, Life Contingencies, Risk Theory, Survival Models and Practical Training in Actuarial Science.
- Teaching Finance Courses: Principle of Insurance.
Researcher
Palestine Economic Policy Research Institute (MAS)
09.2023 - 11.2023
- Study the supply side of the insurance sector in Palestine.
- Providing a comprehensive understanding of insurance service providers and the products they offer in the market.
- Analysis of all companies operating in the insurance sector in Palestine.
Actuarial Analyst
Allied Actuarial Consultancy
12.2020 - 09.2022
- Testing valuation models used in reserving exercises for general insurance business.
- Creating and maintaining valuation models used in reserving exercises.
- Creating valuation triangles.
- Analyzing the valuation results of various methods like chain ladder paid/incurred and BFs.
- Performing various types of data checks and validations.
- Financial analysis of insurance companies’ financial statements.
Operation Officer
Arab Bank
06.2015 - 08.2018
- To ensure risk free handling and processing of clearing cheques covering.
- Liaises with relevant parties to obtain approvals for transactions to be processed.
- Assisting with daily closings and accounts analysis.
Education
MASTER OF SCIENCE - Risk Engineering in Finance and Insurance
UNIVERSITÉ PARIS 1 PANTHÉON - SORBONNE
HIGHER DIPLOMA - Mathematical Methods in Economics and Finance
UNIVERSITÉ PARIS 1 PANTHÉON - SORBONNE
BACHELOR - Accounting
BIRZEIT UNIVERSITY
Skills
Strong IT skills
Innovation and creativity
Strong mathematical analysis skills
Problem-solving
Excellent communication skills
Details-oriented
SQL and databases
Data analytics
Additional Information
Statistics for Risk Modeling (SRM) Exam
Expected: 2025-05
Fundamentals of Actuarial Mathematics (FAM) Exam
Passed: 2024-11
Financial Mathematics (FM) Exam
Passed: 2024-02
Probability (P) Exam
Passed: 2023-09
Certification
Certified Management Accountant (CMA) | Institute of Management Accountants (IMA)
Software
VBA
SQL
R
Python
Accomplishments
Delivered a pension fund calculation project for Ramallah Municipality for the year 2023 and 2024.
Timeline
Data Base Engineer
I.E. Muhanna & Co.
09.2024 - Current
Researcher
Palestine Economic Policy Research Institute (MAS)
09.2023 - 11.2023
Actuarial Consultant
Talal Abou-Ghazaleh Organization
01.2023 - Current
Instructor
Birzeit University
10.2022 - Current
Actuarial Analyst
Allied Actuarial Consultancy
12.2020 - 09.2022
Certified Management Accountant (CMA) | Institute of Management Accountants (IMA)
04-2018
Operation Officer
Arab Bank
06.2015 - 08.2018
HIGHER DIPLOMA - Mathematical Methods in Economics and Finance
UNIVERSITÉ PARIS 1 PANTHÉON - SORBONNE
BACHELOR - Accounting
BIRZEIT UNIVERSITY
MASTER OF SCIENCE - Risk Engineering in Finance and Insurance
UNIVERSITÉ PARIS 1 PANTHÉON - SORBONNE
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