KHAIRI SANEA
Banking and Finance
Nablus
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
9
9
years of professional experience
5
5
years of post-secondary education
Work History
Loan Officer.
Asala for Development and Credit
06.2023 - Current
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Developed strong relationships with customers through high levels of customer service.
- Examined customer loan applications for loan approvals and denials.
- Maintained strict confidentiality of bank records and client information.
- Assisted customers with completing loan applications and other paperwork.
- Negotiated loan terms and conditions with customers to secure best deal.
- Processed loan applications and monitored progress from start to finish.
- Monitored loan repayments and followed up on delinquent accounts, minimizing non-performing assets.
- Collaborated with other departments to promptly process loan applications.
Accountant
Jarwan Mall
07.2022 - 03.2023
- Handled day-to-day accounting processes to drive financial accuracy.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
- Reduced expenses by negotiating with vendors for better pricing and terms on services and supplies.
- Assisted in reducing outstanding accounts receivable balances by diligently following up on overdue invoices.
- Enhanced financial decision-making capabilities by providing timely, accurate information to management through regular performance reports.
- Ensured accurate and timely payroll processing for over 37 employees, maintaining employee satisfaction and compliance with labor laws.
- Input financial data and produced reports using (Shamel Financial )
Social Media Representative and Online Sales
JarwanMall
02.2022 - 07.2022
- Running company social media advertising campaigns
- Monitoring the company's brand on social media
- Overseeing customer service provided via social media
- Responsible for entering invoices into the accounting system
- Transmitting daily deposits to the bank, and preparing journal entries for review by the accounting staff
- Reviewing accounts payable to include bank check requests, deposit review, bank draw, bank reconciliations, cash projections, and cash and accounts receivable balances
- Scheduled regular content updates using scheduling tools, ensuring consistent presence on all channels even during off-hours or holidays.
- Improved customer engagement through timely responses to inquiries on various social media platforms.
- Analyzed social media data to identify trends and optimize future content strategies for better results.
Social Media Representative
JarwanMall
01.2020 - 11.2021
- Building a social media presence by maintaining a solid online presence
- Responding to comments on each of our accounts
- Analyzing data to determine whether social media campaigns have achieved their objectives
- Increased user base by promoting brand awareness and launching key marketing efforts.
- Researched and identified new opportunities for increasing company's social media presence.
- Strategized and developed video content for client's website and social media publications.
- Devised effective link-building campaigns to increase website authority and visibility.
- Managed search engine marketing budgets and tracked campaign performance.
- Designed paid client ads for use on diverse social media platforms.
Photographer
Zoya Advertising
03.2016 - 10.2019
- Photography on several occasions with a number of studios and working at melon fix for selling cellular devices
- Took photos from different angles and perspectives to capture perfect images.
- Photographed high-quality images for various print and digital projects.
- Continuously improved technical skills by staying updated on industry trends and new equipment.
- Utilized natural and artificial lighting to capture desired images and maintain quality.
- Developed strong relationships with clients, ensuring their comfort and ease during portrait sessions.
- Delivered outstanding customer service, addressing any concerns or questions promptly and professionally.
Education
Bachelor of Design - Financial And Banking Sciences
Al-Quds Open University
01.2017 - 01.2022
Skills
Problem-solving
Quote
The way to get started is to quit talking and begin doing.
Walt Disney
Timeline
Loan Officer.
Asala for Development and Credit
06.2023 - Current
Accountant
Jarwan Mall
07.2022 - 03.2023
Social Media Representative and Online Sales
JarwanMall
02.2022 - 07.2022
Social Media Representative
JarwanMall
01.2020 - 11.2021
Bachelor of Design - Financial And Banking Sciences
Al-Quds Open University
01.2017 - 01.2022
Photographer
Zoya Advertising
03.2016 - 10.2019
Similar Profiles
Saud AlqahtaniSaud Alqahtani
Senior Accountant Acting Like Chief Accountant at Mohammad Al Habib Real Estate Co.- Asala ResidenceSenior Accountant Acting Like Chief Accountant at Mohammad Al Habib Real Estate Co.- Asala Residence
Maria Felicia (Faye) Sebastian-PaloMaria Felicia (Faye) Sebastian-Palo
HR and Administrative Analyst at Credit Guarantee and Investment Facility, a Trust Fund of the Asian Development BankHR and Administrative Analyst at Credit Guarantee and Investment Facility, a Trust Fund of the Asian Development Bank
SHABAN HAMMADSHABAN HAMMAD
IT Manager at Palestine For Credit & Development "FATEN"IT Manager at Palestine For Credit & Development "FATEN"